Why Did I Get Two Social Security Checks This Month?


If you or a loved one has retired from active work, you would understand the importance of monthly Social Security benefits for daily survival and other financial expenses. A beneficiary is generally given one check per month. In some exceptional cases, a beneficiary may receive more than one check in one month. It may be normal for some Social Security beneficiaries, but it may be a rare occurrence for others.

If you receive two Social Security checks in a single month, you may be wondering why you received multiple payments and if you should expect the same payment schedule in the future also. In this blog post, we will explain some of the reasons why a Social Security recipient may get two Social Security checks in a single month.

You Are Receiving Both Social Security Retirement and SSI Payments

Social Security retirement benefits and Supplemental Security Income payments are two different benefits. Retirement benefits and SSI payments are never credited on the same date. Therefore, if you qualify for both programs, you should expect two monthly benefit payments.

You Are Receiving Both Social Security Disability and SSI Payments

If you receive both Social Security Disability (SSD) payments and SSI payments, you are in a similar situation to those receiving both retirement and SSI benefits. These are two separate payment programs administered by the Social Security Administration; their payments are not linked.

SSD payments are credited on the same date as retirement benefits. However, once you reach the full retirement age (FRA), your disability payments will be converted to retirement benefits. This implies that your payment date will remain the same. However, there may be a variation in the number of your benefits.

There Is an Exception in The Calendar

If there are bank holidays in a certain month, SSI payments will be pushed up. This may result in Social Security beneficiaries getting two checks per month. However, this does not mean that beneficiaries get doubled.

This is because if SSI payments are pushed up due to bank holidays in a certain month, the extra SSI payment won’t be credited again in the following month. For example, if SSI beneficiaries receive payments on October 1 and October 29, they won’t receive any payments in November. Although the bank holidays accelerate the payment only by a couple of days, it could become complicated for those who are not aware of this exception.

You Are Owed Back Payments

If the Social Security Administration (SSA) owes back payments on your Social Security record, you may also end up receiving multiple payments in one month. This happens if you were recently approved for disability benefits. The period between your “Established Onset Date” (EOD) and the date on which you got your first payments is used to determine the amount owed to you as back payments. When you start getting owed back payments, they will arrive on a different timeline than your regular benefits.

Free Consultation and Case Review

If you or a loved one is considering applying for Social Security benefits, you must speak with an experienced and knowledgeable Social Security benefits lawyer.

Francis Babet loves pursuing excellence through writing and has a passion for Legal. He currently writes for The Law Firm, a USA Based Law Firm that provides SSD, SSI, SSDI, Personal Injury, and Drugs and Devices. His work has been published on various sites related to Social Security Disability, Supplemental Security Income, and more.

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